+61 417 103 833
Southern River, WA 6110
oririceliarera Logo

oririceliarera

help@oririceliarera.com
Budget Education Specialists

Master Personal Finance in 12 Months

Join our comprehensive budgeting program starting September 2025. Learn practical money management skills that actually work in real life — from emergency funds to investment basics.

Reserve Your Spot

Real-World Financial Skills

Our program focuses on practical budgeting techniques you can use immediately. We skip the theory and dive into actual strategies that help Australian families manage their money better.

  • Build emergency funds that actually grow
  • Track spending without becoming obsessive
  • Plan for big purchases and holidays
  • Understand superannuation and basic investing
  • Handle debt without stress
  • Create budgets that you'll actually follow
Students learning budgeting techniques in interactive workshop

Meet Your Instructors

Learn from financial educators who understand the challenges of everyday money management in Australia.

Kieran Blackwood financial education specialist

Kieran Blackwood

Budgeting Specialist

Former bank manager who switched to teaching after realizing most people need practical money skills, not complex financial products. Specializes in helping families create sustainable spending plans.

Zara Nightingale personal finance educator

Zara Nightingale

Investment Education

Started investing with a week while working retail. Now teaches beginners how to understand superannuation and simple investment strategies without the jargon.

Phoenix Winterbourne debt management expert

Phoenix Winterbourne

Debt Management

Paid off ,000 in personal debt over five years using strategic budgeting methods. Focuses on practical debt reduction techniques that don't require extreme lifestyle changes.

12-Month Learning Journey

Our program runs from September 2025 to August 2026, with flexible scheduling that works around your life commitments.

Months 1-3

Foundation Building

Learn to track your actual spending patterns and identify where your money goes. Create your first realistic budget using methods that don't require complicated spreadsheets or apps.

Months 4-6

Emergency Fund Creation

Build your safety net systematically. Understand different savings account options and how to automate your emergency fund contributions without feeling deprived.

Months 7-9

Debt Strategy & Planning

Develop sustainable debt repayment strategies and learn to plan for major expenses. Cover credit card management and mortgage basics relevant to Australian conditions.

Months 10-12

Investment Fundamentals

Understand superannuation options and basic investment principles. Learn how to evaluate simple investment products and make informed decisions about your financial future.

Financial planning materials and calculator showing budget tracking methods

Program Starts September 2025

Classes meet twice monthly with flexible online options. Investment in your financial education:

+61 417 103 833
Southern River, WA 6110
oririceliarera Logo

oririceliarera

help@oririceliarera.com
Budget Education Specialists

Master Personal Finance in 12 Months

Join our comprehensive budgeting program starting September 2025. Learn practical money management skills that actually work in real life — from emergency funds to investment basics.

Reserve Your Spot

Real-World Financial Skills

Our program focuses on practical budgeting techniques you can use immediately. We skip the theory and dive into actual strategies that help Australian families manage their money better.

  • Build emergency funds that actually grow
  • Track spending without becoming obsessive
  • Plan for big purchases and holidays
  • Understand superannuation and basic investing
  • Handle debt without stress
  • Create budgets that you'll actually follow
Students learning budgeting techniques in interactive workshop

Meet Your Instructors

Learn from financial educators who understand the challenges of everyday money management in Australia.

Kieran Blackwood financial education specialist

Kieran Blackwood

Budgeting Specialist

Former bank manager who switched to teaching after realizing most people need practical money skills, not complex financial products. Specializes in helping families create sustainable spending plans.

Zara Nightingale personal finance educator

Zara Nightingale

Investment Education

Started investing with $50 a week while working retail. Now teaches beginners how to understand superannuation and simple investment strategies without the jargon.

Phoenix Winterbourne debt management expert

Phoenix Winterbourne

Debt Management

Paid off $85,000 in personal debt over five years using strategic budgeting methods. Focuses on practical debt reduction techniques that don't require extreme lifestyle changes.

12-Month Learning Journey

Our program runs from September 2025 to August 2026, with flexible scheduling that works around your life commitments.

Months 1-3

Foundation Building

Learn to track your actual spending patterns and identify where your money goes. Create your first realistic budget using methods that don't require complicated spreadsheets or apps.

Months 4-6

Emergency Fund Creation

Build your safety net systematically. Understand different savings account options and how to automate your emergency fund contributions without feeling deprived.

Months 7-9

Debt Strategy & Planning

Develop sustainable debt repayment strategies and learn to plan for major expenses. Cover credit card management and mortgage basics relevant to Australian conditions.

Months 10-12

Investment Fundamentals

Understand superannuation options and basic investment principles. Learn how to evaluate simple investment products and make informed decisions about your financial future.

Financial planning materials and calculator showing budget tracking methods

Program Starts September 2025

Classes meet twice monthly with flexible online options. Investment in your financial education: $1,200 total, with payment plan options available. Limited to 25 participants for personalized attention.

Get More Information
,200 total, with payment plan options available. Limited to 25 participants for personalized attention.Get More Information